Frequently Asked Car Loan Questions

1. What kind of vehicle can I get? Does it have to be a certain make or model?

We have access to thousands of pre-owned and new vehicles, you will work with a financial specialist to insure we find something that matches your needs.

2. Do I need a co-signer?

Our financial specialists do their best to secure a vehicle loan for you and you only. Sometimes there are situation where a co-signer is needed.

3. Will I need to put money down?

Not necessarily, if you have money saved it is a generally considered a good idea to put it toward a car loan. If you do not have access to a down payment our financial specialist will work to still find you the best loan option.

4. What interest rate can I expect?

Interest rates verify from each financial institute and on the particular credit terms the customer is approved for. Our finance specialists work to find the best possible rate for everyone in every situation.

5. How long will it take me to get the car once I fill out the application?

Our credit specialists try their best to have a decision to you within 24 hours of submitting your application.

6. I have very bad credit and have been declined in the past. Can you still get me approved?

Yes! We have a great success rate of getting people approved with very bad credit. it is a direct result of the excellent relationship we have with our lending partners.

7. What will my payment be?

Your payment will vary depending on your credit situation and the vehicle you chose. We will find something that works within your budget.

8. I have been bankrupt in the past. Can I still get approved?

A bankruptcy does not necessarily mean you cannot be approved on a new vehicle. Our finance specialists will walk you through our approval process, and fit your situation with the right vehicle.

9. I am currently in a consumer proposal. What are my chances of getting a car?

Similar to a bankruptcy, a consumer proposal does not necessarily mean a you cannot qualify for a vehicle loan.

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Auto Approvals Today is located in Abbotsford, British Columbia and also serves Surrey, Mission, Williams Lake, Vancouver, Fort St. John, Kamloops, Nelson, Smithers, Prince George and surrounding areas.

Frequently Asked Car Loan Questions

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